Our work with people facing significant personal challenges has shown us that there is no 'type' of person, and lots of different reasons why someone can find themselves in need of our help.
When people feel vulnerable or don’t know where to turn, we equip them to find a way forward through accommodation, practical help, education, specialist support, and some personal encouragement. Our job isn't simply to point someone in the right direction; it is to walk with them towards it.
By remembering BCHA in your Will you will make a huge difference to someone’s life as part of your legacy.
However big or small, your donation will make a difference. It could help provide hot meals, clothing and emergency shelter, help families and individuals to settle in their new home, or help someone to access training and support to help them get into work.
A large donation could help us to provide more accommodation to those in need, over time giving many people a place to call home and a chance of independence
Where to start?
It is best to use the services of a solicitor when making a Will. They will be able to advise you on all the legal aspects to ensure the Will is correctly drawn up.
What to do if you already have a Will?
Your solicitor can add a legacy in favour of BCHA to your Will with a written instruction called a codicil. This must be signed and witnessed and should be kept with the Will.
There are different ways you can make a donation through your Will, the main ones are:
- Residuary bequest - A gift of the remainder of your estate after all other gifts have been made and debts cleared. You may leave either the total of the remainder, or a percentage of it.
- Pecuniary bequest - A gift of a fixed sum of money.
- Specific request - A particular named item left as a gift in your Will. For example, a piece of jewellery, furniture or a painting.
What about Inheritance Tax?
Leaving a gift to BCHA can lower the Inheritance Tax payable on your estate. Your solicitor can answer any questions you have about Inheritance Tax.
The information that your solicitor will need is:
Our name: Bournemouth Churches Housing Association Ltd.
Registered address: St Swithuns House, 21 Christchurch Road, Bournemouth, BH1 3NS.
Company registration: Bournemouth Churches Housing Association Limited is a charitable registered society under the Co-operative and Community Benefit Societies Act 2014, registered with the Financial Conduct Authority No. 18497R and with the Regulator of Social Housing No. LH0155.
The BCHA family consists of different charities and organisations and over long periods of time some of the work that one member of the group undertakes may be transferred to another member.
The following wording may be of help when adding a codicil or writing your Will to ensure that your legacy can be utilised in the way, and for the purpose, you intended:
1. I give to Bournemouth Churches Housing Association (BCHA) of St Swithuns House, 21 Christchurch Road, Bournemouth, BH1 3NS, a charitable registered society under the Co-operative and Community Benefit Societies Act 2014, registered with the Financial Conduct Authority No.18497R and with the Regulator of Social Housing3 No. LH0155 the sum of [ ] to be applied for the charitable purposes set out in sub-clause two of this clause.
2. The gift shall be applied by BCHA for its own charitable purposes or, at the absolute discretion of BCHA, for the charitable purposes of any charity (being any institution whether corporate or not (including any trust or undertaking) which is established for purposes which are exclusively charitable according to the Law of England and Wales) of which BCHA is a member or trustee.
3. The receipt of the treasurer or other proper officer of BCHA shall be a sufficient discharge to my executors and trustees.
If you would like to find out more about the work of BCHA or about leaving a gift or legacy to BCHA in your Will, please contact our Customer Services on 01202 410500 or e-mail firstname.lastname@example.org